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MIXED MESSAGES

One day a rooster – the next a feather duster! Is the glass half full or half empty for those living in Cornwall, or those jumping on the property ladder? Is it “boom-or-bust” time? At the end of...

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INSURE YOUR FUTURE

Could the mortgage market review (MMR) be creating some of the very problems it is attempting to eradicate? It is clear that “affordability” and the intrusive questioning into the customer’s financial...

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THE REAL WORLD

It’s not just that you are living in a different part of town – sometimes it seems as if you are on a different planet! Ploughing through the Sunday Times “Rich List”, where £100 million gets you to...

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SELF-ADMINISTERED EQUITY RELIEF

One of the favourite sound bites from the recent pension reforms in the Budget was Pensions Minister Stephen Webb deciding a “Lamborghini” might be the vehicle pensioners choose to buy with their...

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HOME BANKER

What happened to the banking revolution? After the collapse of Northern Rock in 2007, the bailing out of the Royal Bank of Scotland (RBS) and Lloyds with public money a year later, the government made...

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AHEAD OF THE CURVE

Actions are supposed to speak louder than words! Not anymore. The consequence of a few public words has never been greater as Facebook, Twitter and the social media feed on every syllable. “Careless...

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TIME FOR CONCERN

It’s not just savers who’ve endured a rough ride over the past six years. Despite the headlines of record increases and its status as being a national favourite, home ownership is not always the smooth...

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STRESS TESTING!

Finally – and fortunately – we have confirmation that our obsession with property ownership has gone too far. Forget the madness of £140m price tags on London flats, 30% annual increases, sealed bids...

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THE PROPERTY GAME

1981 was a memorable year…the wedding of Prince Charles and Diana, the Brixton riots, Rupert Murdoch’s purchase of “The Times”, the capture of the Yorkshire Ripper, the first London Marathon, the...

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Banking on ‘No’

WHAT DO YOU WANT FROM YOUR INDEPENDENT FINANCIAL ADVISER (IFA)? Independent financial advice is the obvious answer, but everyone’s circumstances, character and aims are different. Some are more...

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