MIXED MESSAGES
One day a rooster – the next a feather duster! Is the glass half full or half empty for those living in Cornwall, or those jumping on the property ladder? Is it “boom-or-bust” time? At the end of...
View ArticleINSURE YOUR FUTURE
Could the mortgage market review (MMR) be creating some of the very problems it is attempting to eradicate? It is clear that “affordability” and the intrusive questioning into the customer’s financial...
View ArticleTHE REAL WORLD
It’s not just that you are living in a different part of town – sometimes it seems as if you are on a different planet! Ploughing through the Sunday Times “Rich List”, where £100 million gets you to...
View ArticleSELF-ADMINISTERED EQUITY RELIEF
One of the favourite sound bites from the recent pension reforms in the Budget was Pensions Minister Stephen Webb deciding a “Lamborghini” might be the vehicle pensioners choose to buy with their...
View ArticleHOME BANKER
What happened to the banking revolution? After the collapse of Northern Rock in 2007, the bailing out of the Royal Bank of Scotland (RBS) and Lloyds with public money a year later, the government made...
View ArticleAHEAD OF THE CURVE
Actions are supposed to speak louder than words! Not anymore. The consequence of a few public words has never been greater as Facebook, Twitter and the social media feed on every syllable. “Careless...
View ArticleTIME FOR CONCERN
It’s not just savers who’ve endured a rough ride over the past six years. Despite the headlines of record increases and its status as being a national favourite, home ownership is not always the smooth...
View ArticleSTRESS TESTING!
Finally – and fortunately – we have confirmation that our obsession with property ownership has gone too far. Forget the madness of £140m price tags on London flats, 30% annual increases, sealed bids...
View ArticleTHE PROPERTY GAME
1981 was a memorable year…the wedding of Prince Charles and Diana, the Brixton riots, Rupert Murdoch’s purchase of “The Times”, the capture of the Yorkshire Ripper, the first London Marathon, the...
View ArticleBanking on ‘No’
WHAT DO YOU WANT FROM YOUR INDEPENDENT FINANCIAL ADVISER (IFA)? Independent financial advice is the obvious answer, but everyone’s circumstances, character and aims are different. Some are more...
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